Turn your existing customer ecosystem into a financial one.

Build a wallet and payments experience around the way your business already works.

From stored value and P2P transfers to merchant payments, loyalty, financing and everyday transactions, Neofin combines proven financial technology with custom engineering to create a solution tailored to your customers, commercial model and existing technology stack.

Discuss your use case

Turn your existing customer ecosystem into a financial one.

A new layer of the customer relationship.

For businesses with an established customer base, payments don't have to remain a transaction happening somewhere else.
A wallet can become the layer connecting customers, merchants, payments, loyalty and financial services within one digital experience.
Neofin helps enterprises build that layer without starting from zero, using our existing technology where it makes sense and custom engineering where your business requires something different.

Payments

Make everyday transactions part of your ecosystem.

Wallet

Give customers a single place to manage and use their money.

Loyalty

Connect spending with points, rewards and personalized offers.

Financing

Bring instalments, credit and other financial products directly into the purchasing journey.

What your wallet can do

Store & manage value

Create customer accounts and wallets with transaction history, balances and configurable financial journeys.

Multi-currency support | Account balances | Transaction history | Top-ups

Move money

Enable customers to transfer money simply within your ecosystem.

P2P transfers | QR payments | Account-to-account flows | Payment requests

Pay

Connect the wallet to everyday spending across your own and partner ecosystem.

Merchant payments | QR payments | Online payments | Contactless payment capabilities

Connect merchants

Build a payment ecosystem extending beyond your own products and services.

Merchant onboarding | Merchant management | Payment acceptance | Transaction management

Reward

Make every transaction an opportunity to deepen the customer relationship.

Points | Bonuses | Cashback | Special offers | Merchant rewards

Finance

Bring financing directly into the payment and purchasing journey.

Instalments | Credit lines | Consumer financing | Merchant financing

Connect your existing ecosystem

Neofin can work with the technology, financial institutions and providers your business already uses, and build the missing components around them.

Your existing ecosystem

Banking partner
Payment processor
Card issuer
KYC / AML
Core banking
CRM / customer data
Loyalty
Billing
Existing mobile app

Neofin wallet & payments layer

Your customer experience

One experience for the customer.
Full infrastructure behind it.

Customer experience

A branded experience built around your customer journey.

Operations & management

Give your teams the tools to operate the ecosystem behind the customer experience.

Platform core

The financial technology powering the ecosystem.

Payments become more valuable when everything connects

Increase customer engagement

Payments create another reason for customers to interact with your ecosystem frequently — rather than only when purchasing your core product.

Connect payments and loyalty

Reward customers at the moment of transaction and allow points, bonuses and offers to become part of how they pay.

Build a merchant ecosystem

Extend the customer relationship beyond your own business by connecting external merchants and partners.

Payments become more valuable when everything connects

Embed financing into the purchase

Make eligibility, financing and repayment part of the transaction instead of sending the customer into a separate financial journey.

Own more of the customer journey

Connect behavioral, transactional and engagement data to understand how customers actually use the ecosystem.

From payments to a financial ecosystem

1
Your core business
- Customers
- Products
- Existing app
2
Engagement
- Loyalty
- Rewards
- Personalized offers
3
Transactions
- Wallet
- P2P
- Merchant payments
- QR payments
4
Financial services
- Production rollout
- Monitoring
- New use cases
- Continuous development
5
Ecosystem
- Customers + Merchants + Partners + Financial Services

Built around your business

Discover

Understand the business model, customer journey, regulatory environment and existing technology.
Design

Define the target ecosystem and determine what stays, what integrates and what needs to be built.
Build & integrate

Combine Neofin's proven technology with integrations and custom engineering.
Launch & evolve

Launch the initial use case and extend the ecosystem as the business grows.

Built for businesses that already own the customer relationship

Telcos

Turn the subscriber app into a broader payment, loyalty and financial-services ecosystem.

Retail & e-commerce

Connect checkout, loyalty, payments and financing.

Enterprise & holding groups

Connect multiple businesses and customer relationships through one financial ecosystem.

Financial institutions & fintechs

Launch new wallet and payment propositions without rebuilding the entire technology stack.

Proven technology. Custom outcome.

100+ years combined fintech experience
20+ payment integrations & enablers
17+ decision engines configured and implemented
13 countries with financial products powered by our team's work
Millions of users served by systems built by the team

Let's build around your use case.

Let's map what you already have, what you're willing to achieve and where Neofin technology and engineering can accelerate the journey.