🇺🇦 Made with love in Ukraine. Operating globally

Launch any lending business in an hour

Start using our software automation platform with a 14-day trial period
Neofin is a fully no-code, intuitive SaaS platform that allows automating all the loan operations.
Loan origination, loan servicing, loan management: we have you covered
Fast lending product launch

Set up any lending product with its own unique risk policy, underwriting strategy, pricing and insurance in a few clicks

Loan-specialized CRM

Built on a drag-and-drop principle, with unlimited users, branches and group settings that are easily set up

Quick credit decisions

With a powerful decision engine and an underwriting studio with all the external data sources you need - managed in one interface.

No-code site builder

With preset brandable templates for any loan product web-page, from borrower’s area to the credit product landing page

Revenue streamline

Thanks to the decreased default rate and increased lead conversion with automated online products

What you can do with Neofin

Buy now pay later
A module that allows any bank or financial organisation to integrate with various merchants and seamlessly finance “buy now - pay later” purchases of the end users. This way, any financial organisation can get new warm leads and grow the client base with a low acquisition cost.
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Decision engine
This module allows you to take a credit decision in 1 to 15 minutes based on real-time data analysis. The engine includes over 150 criteria types, such as bankruptcy and insolvency verification, anti-money laundering checks, credit scores from Experian, Equifax and more.
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Loan management (CRM)
This module is built to help you manage all the leads, track their history, set tasks, push ai-powered notifications and run the analytics in a simple and intuitive admin panel.
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APIs Integrations
This module integrates all the APIs needed to run the credit/loan activities inside one instrument. Power BI, SSN verification, credit bureau scores, and many other useful integrations are included. The module is open to custom APIs, too.
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Digital onboarding + KYC
This module provides all the needed instruments to run KYC quickly and smoothly. Powered by Machine Learning-based 3D Liveness Detection, video verification, document recognition, client application forms and data validation algorithms, making it more secure and seamless
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Loan accounting system
A module that grants you a single place to manage and track all your credit programs, loans and achieved metrics. It allows you to see it all in one place in a fully industry-secure cloud-based and constantly updatable environment.
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Site builder
A website builder made of simple in use, out-of-box site blocks tailored specially for credit unions and neobanks.
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Debt collection
This module helps you optimize the work with debtors by involving various communication channels, such as voice calls, SMS and IVRs.
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Mobile API
An API allows minimal effort to launch an end user’s mobile app. The app will facilitate the user experience of your clients, letting them track the status of their credits/BNPL purchases from the comfort of their phones.
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We make lending easy - for everyone

Lend and earn more with all-in-one SaaS. Neofin gives you free access to the most relevant digital lending templates. Get your loan app today!

Integrations and Methods of Verification

  • no more human error in scoring
  • quick data driven decisions (in 60 sec)
  • default rate decrease
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  • Bankruptcy and Insolvency
  • Credit Bureau(s)
  • Social Security Number
  • Black-listing Checking
  • Anti-Money Laundering
  • Amount of taken credits
To discuss Project Implementation and Pricing, please schedule a call with our Bizdev Director or email us at [email protected]
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Track Record

100.000 hours

spent to build, tune and tweak our no-code lending automation platform

10.000 loans

seamlessly issued through Neofin every day

100+ years

total experience in the banking and fintech industry in the core team


continents of operation

Neofin is a proud awardee and graduate of the Equifax Accelerate, batch 2022

Neofin is an awardee of the Fintech & E-commerce Linking Days Awards in Poland

Neofin is partnering with Mastercard in MENA to drive the card-enabled lending automation in the region

Neofin is a recognized innovator in the US Dept of State’s Global Innovation through Science and Technology (GIST) initiative



Our partnership with Neofin started this year. Their new online credit solution is a life saver for credit unions here in Ukraine. It helped to improve their growth strategy and compare all the government and National Bank regulations. Neofin team works a lot to make their solution an essential one for financial communities. It really improves credit unions processing and online presence.
Matthias Pfaff
Deutsche sparkassenstiftung für internationale kooperation
Our bank started collaboration with Neofin 2 years ago. All I can say - they are just awesome! Our new online credit platform was done in several months from scratch at the beginning of lockdown. It helped us to improve our market strategy and outrun competitors. Today they support our platforms, all updates and new integrations are done fast and secure.
Ivan Urdey
Head of business growth at bank “Clearing House”
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Compliance, Professional Liability, Cyber and Data Risks

Neofin platform lives up to high-security standards and is compliant with common industry requirements, verified and assured by an external certification body. You can read it in detail and download our security policy. It applies to all companies and their members. Neofin platform complies with standard industry requirements, verified and assured by an external certification body.
Download PDF file
ISO/IEC 27001:2013
Data encrypted at rest + HTTPS/SSL 1.2
DDoS protected by Cloudflare
Cyber and Data Risk covered

Frequently Asked Questions

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What is Neofin ?

Neofin is a fully automated no-code solution that helps customers create loan or credit products from scratch. Use our solution to launch and improve services like Buy now pay later (BNPL), P2P lending, Online lending, bank lending solutions, payday loans, credit union loans, POS credits etc.

How does Neofin work?

You can create your lending product right from the control panel. First of all, you need to register an account and select one or several software modules you are interested in. As the next step, you will access a free 60 days trial. Then, using the control panel, you can publish a new white label application with your settings and styles in just a few clicks.

Where is my NeoFin application hosted?

All instances that are created by customer in  the control panel  can be located in such cloud providers: Amazon Web Services, Microsoft Azure, Google Cloud Platform, Digital Ocean. After creating the app, you will receive a link to doc  for deploying the system. 

How many applications can I create with Neofin?

You can create an unlimited number of applications.

How to pay a NeoFin bill ?

NeoFin has a monthly and yearly billing cycle. You can make a manual payment on the Billing page, or just use a regular subscription model. Your current account balance is listed at the top of the page, next to a payment button. We accept payment with credit cards (Visa, MasterCard, American Express, Discover), debit cards, and third-party providers, including PayPal and Google Pay.

How can I contact a support team?

You can contact our support members with a contact form, and we'll be eager to serve you! You can find the link to the form in your Customer's Area in the right upper corner. Alternatively, you can email us at [email protected] Support team is available every day, and the response time is usually same day or the next business day.