The template offers a set of out-of-box integrations needed to run this type of loan products, as well as a customisable product engine to tailor your product settings to the needs of the exact customers cohort you are willing to target.

The product foresees that the customer integrates with various merchants and seamlessly finances “buy now - pay later” purchases of the end users. 

This brings new warm leads to the financial institution at a low acquisition cost.

This product template includes an installments and APR calculation engine, as well as a full-service loan origination, management and servicing for embedded lending use cases.

This means that the small businesses are being offered loan products that use revenue forecasts as a financial foundation of the loan. The loan repayments are charged as the revenue is received.

The product template includes a possibility to create a white label space for every participating small business, product builder to set up the repayment principles, and a CRM to manage all the participants of the process.

The product template includes a full-service loan origination, management and servicing, as well as a detailed toolkit for underwriters to take the data-driven loan decisions.