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Запустіть будь-який кредитний бізнес за годину

для  
Automate all stages of the borrower’s journey from $1,599/month.
Neofin – це інтуїтивно зрозуміла SaaS платформа, яка дозволяє повністю автоматизувати всі операції по кредитах і позиках.
Від запиту до кредитного скорингу, видачі та перевірки: ми подбаємо про все.
Що ви отримуєте:
Комфорт

З усіма готовими компонентами, призначеними для обслуговування кредитів та позик.

Підключні рішення

Які дозволять створювати та запускати будь-які нові кредитні продукти прямо в інтуїтивно зрозумілій панелі адміністратора

Швидкі кредитні рішення

Які дозволять створювати та запускати будь-які нові кредитні продукти прямо з інтуїтивно зрозумілої панелі адміністратора

Have your working MVP within the 1st month

Оптимізація доходів

Завдяки зниженню відсотка неповернень та підвищенню конверсії лідів за допомогою автоматизованих онлайн-продуктів

Конструктор сайтів

З усіма "коробочними" компонентами, призначеними для обслуговування кредитів та позик

Start with your ideal plan

Neofin is the first end-to-end loan automation platform that offers mixed pricing combining subscription and pay-as-you-go model.
Basic plan
All the stages of the borrower's journey
From $1,599/month
  • Loan origination
  • Loan management and accounting
  • Loan servicing
  • Loan decisioning
  • Loan collection
  • CRM
  • Site Builder
  • API
  • LMS
Premium plan
Unlock your advanced automation by adding required pay-as-you-go modules
  • Everything from the Basic plan
  • BNPL
  • POS
  • Document storage
  • KYC
  • AI Face match
  • Underwriting
  • AML checks
  • Scoring
  • Check rules
  • Collection strategies
  • Debt Portfolio
  • Mass campaigns

Наші досягнення

5+ років

на ринку IT бізнес-рішень

10+ років

досвіду у банківській та фінансовій сфері

120+

успішно реалізованих проєктів та задоволених клієнтів

20 000+

годин роботи з розробки ІТ-рішень для фінтеху

financial groups with internal tech teams

trust Neofin to focus own teams on the core business

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Відгуки

Of all the solutions we’ve tried, Neofin’s product engine has been the easiest in building the product core, creating risk policies with alternative data sources, or setting up seamless user interfaces. In the very first days after launch, we realized there have been some crucial steps in our borrowers’ onboarding process that we simply had not thought about before. Neofin’s site builder has been instrumental as we were talking to users, figuring out their needs and making changes in the front-end flow on the go. I recommend Neofin as a platform for fast and effective launch of financial products.

Shanzaib Malik
CEO & Founder, Stately Credit
Наш банк - постійний клієнт Неофін.  Що я можу сказати - вони просто чудові! Наша нова платформа для онлайн-кредитування була зроблена на початку локдауну за кілька місяців з нуля. Це допомогло нам покращити нашу ринкову стратегію та обігнати конкурентів. Сьогодні вони підтримують наші платформи та всі оновлення, а нові інтеграції робляться швидко та безпечно.
Іван Урдей
Head of business growth at bank “Кліринговий дім”

We were looking for a robust solution to launch an automated car financing project for almost a year. We are a large holding with over 200 people in development stuff. So choosing a solution that would pass all the reviews and suit all the parties has been a challenge. With Neofin, not only did we manage to release the car financing product in 3 months. We have also freed the time of our internal engineering team so they can focus on a core business. At the moment, we are integrating Neofin’s solution in more markets of Central Asia.

Asset Kassenbayev
Deputy General Manager, UNA Financial Group
Наша співпраця з Neofin розпочалася цього року. Їхнє нове рішення для онлайн-кредитування стало справжнім порятунком для кредитних спілок в Україні. Воно допомогло покращити стратегію зростання та зіставити усі вимоги уряду та Національного банку. Команда Neofin багато працює над тим, щоб зробити своє рішення ключовим для фінансових спільнот. Воно дійсно покращує роботу кредитних спілок і те, як вони представлені у мережі.
Маттіас Пфафф
Deutsche sparkassenstiftung für internationale kooperation
Neofin has made our life so much easier. We have only registered a company and got the first license. We went live much faster than planned and became profitable on the 6th month of operation!
Anna Chaban
COO at EasyCash
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Кібербезпека, відповідність вимогам та GDPR

Платформа Neofin відповідає високим стандартам безпеки та відповідає загальним галузевим вимогам, перевірена та завірена зовнішнім органом із сертифікації. Ви можете детально ознайомитися, а також завантажити нашу політику безпеки. Вона поширюється на всю організацію та її членів. Платформа Neofin відповідає високим стандартам безпеки та відповідає загальним вимогам галузі, перевірена та завірена зовнішнім органом із сертифікації.

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ISO/IEC 27001:2013
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Система захисту від шахрайства
Система 2D/3D-розпізнавання облич
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DDoS захист від Сloudflare
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Cyber and Data Risk covered

Часто задавані питання

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What is Neofin?

Neofin is a fintech technology and engineering company that helps enterprises build digital and financial ecosystems.

We combine proven Neofin technology with deep expertise and custom engineering to build solutions around each company's business model, customer journeys and existing technology landscape.

Our technology covers lending, decisioning, payments, wallets, loyalty, customer experiences and financial operations. It can be used individually or combined into a broader ecosystem.

Is Neofin an off-the-shelf platform or a custom development company?

It is a combination of both.

Neofin provides proven, reusable fintech technology that gives every project a significant head start. We then configure, integrate and custom-build around that foundation to meet the specific requirements of the business.

This means customers get the flexibility of custom development without having to build the entire financial technology stack from scratch.

Keep what works. Integrate what's needed. Build what's missing.

What can we build with Neofin?

Neofin can support anything from an individual financial capability to a complete digital ecosystem.

Typical use cases include:

  • Digital wallets and payments
  • Loyalty, rewards and cashback
  • BNPL and instalment financing
  • Device financing
  • Revolving credit lines
  • Consumer and SME lending
  • Digital onboarding and KYC/KYB
  • Credit decisioning and underwriting
  • Loan management and servicing
  • Merchant ecosystems
  • Customer and merchant applications
  • Super apps combining multiple financial and engagement services

The final solution depends on your business model rather than a predefined set of modules.

Do we need to replace our existing systems to use Neofin?

No. Neofin is designed to work around the technology and partners you already have.

We can integrate with existing mobile applications, CRM and ERP systems, billing/BSS, loyalty platforms, banking partners, payment providers, card processors, KYC/AML providers, credit bureaus and other enterprise infrastructure.

During Discovery, we identify what should remain, what needs to be integrated and where Neofin technology or custom engineering can fill the gaps.

Can Neofin integrate into our existing mobile app?

Yes. A new Neofin-branded application is not required.

Neofin capabilities can be integrated into an existing customer experience through APIs and custom integration, or we can build a new web/mobile experience where required.

For enterprises with established digital channels, the objective is usually to extend the existing customer ecosystem rather than create unnecessary additional applications.

Is Neofin only for lenders and financial institutions?

No.

Neofin originally developed deep expertise in lending and financial technology, but the same infrastructure can enable non-financial enterprises to introduce financial capabilities into customer relationships they already own.

We work particularly well with businesses that have large or highly engaged customer bases, including:

Telcos · Retailers & retail groups · Diversified enterprise groups · Fuel & mobility networks · Banks · Lenders · Fintechs

For example, a telco may combine its existing app, subscriber relationship and billing infrastructure with device financing, wallet, payments and loyalty. A retailer may embed instalments into checkout while connecting financing with its existing loyalty ecosystem.

Does Neofin provide a full lending infrastructure?

Yes. Lending remains one of Neofin's deepest areas of expertise.

The technology can cover the complete lending lifecycle, including digital onboarding, KYC, origination, underwriting and decisioning, configurable credit policies, alternative data, loan management, servicing, repayments, collections, credit limits, reporting and integrations.

It can support multiple product structures, including instalment loans, BNPL, revolving credit lines and other consumer or business financing models.

Can we launch only one component, such as loyalty or financing?

Yes.

You do not need to implement the entire Neofin ecosystem.

A project can start with a single use case, such as loyalty, wallet, decisioning, device financing or a new credit product, and expand over time as the business case evolves.

The architecture can be designed with future capabilities in mind without requiring them to be implemented from day one.

How does a Neofin implementation start?

Every project starts with Discovery.

Before deciding what should be built, we work with your business and technology teams to understand:

  • Business objectives and commercial model
  • Customer journeys
  • Existing technology and integrations
  • Operational processes
  • Regulatory and compliance requirements
  • Data and decisioning requirements
  • Existing vendors and partners
  • Required custom functionality

From there, we define the target architecture and determine which capabilities can use existing Neofin technology, which require configuration or integration, and which should be custom-built.

The business problem comes first. The technology architecture follows.

How much customization is possible?

Extensive customization is possible and is a normal part of Neofin implementations.

Customization can range from customer journeys, business rules and credit policies to integrations, operational workflows, interfaces, reporting and entirely new functionality.

Our objective is not to make the enterprise change its business model to fit Neofin. We use the Neofin technology foundation to accelerate development of a solution tailored to how the business actually operates.

How long does implementation take?

There is no single implementation timeline because Neofin projects vary significantly in scope.

A focused product using existing Neofin capabilities can be launched considerably faster than a large ecosystem requiring multiple integrations, custom development and regulatory approvals.

Following Discovery, we provide a project-specific scope, architecture, delivery plan and timeline.

Can Neofin support enterprise-scale implementations?

Yes. Neofin is designed for high-volume financial and customer-facing environments, with architecture that can be scaled according to the implementation.

Depending on project requirements, deployments can support cloud or on-premise infrastructure, high availability, redundancy, local data-residency requirements and enterprise security controls.

Neofin maintains its ISO/IEC 27001:2022 and SOC 2 compliance, alongside regular security testing and vulnerability-management practices.

Can Neofin support country-specific regulations and local integrations?

Yes. Localization is handled as part of the implementation.

This can include local KYC and AML providers, identity services, credit bureaus, banks, payment gateways, open-banking providers, regulatory reporting, data residency, local financial-product requirements, languages and customer journeys.

We don't assume that a financial product built for one country can simply be replicated unchanged in another.

Can Neofin work with our internal engineering team?

Yes, and this is often the preferred model.

Neofin can work alongside internal product, engineering, architecture, security and operations teams, taking ownership of agreed parts of the financial technology stack while integrating with internally developed systems.

The objective is to extend your team's capabilities rather than replace them, allowing internal resources to remain focused on the areas where they create the most strategic value.

Who owns the solution and how is Neofin deployed?

Deployment, licensing, IP and ownership arrangements depend on the project and commercial model.

Neofin supports different enterprise deployment approaches, including cloud and on-premise environments. Requirements around source-code access, customization, infrastructure, data residency and ownership of custom-developed components are agreed as part of the commercial and technical scope.

How is Neofin priced?

Pricing is project-specific and depends on the technology components, implementation scope, integrations, customization, infrastructure and ongoing support requirements.

Projects may include a combination of technology licensing, implementation/custom engineering and ongoing maintenance or support.

Following Discovery and initial requirements assessment, we provide a commercial proposal based on the actual solution required.

How do we know whether Neofin is a fit for our use case?

Start with the business problem rather than a list of software requirements.

Tell us what you want to launch, what customer relationship you already have and what technology exists today. Our team can assess where existing Neofin technology can accelerate the project, what would need to be integrated and what would need to be custom-built.

You don't need to know which Neofin modules you need before talking to us.

Discuss your use case →